The Automatic Payment Plan (ACH) allows you to have your payment deducted automatically from your checking or savings account on the due date each month. This plan is a simple and worry-free payment option that can help save you time and money. There are no checks, stamps, trips, or late fees. We offer this service FREE of Charge. To sign up go to SMARTHUB and click on the New User Link to set up your account or dial 844-219-1224.